Foreclosure

I must say that having a house foreclosed on is a surreal experience. You have perfect credit and then a few wrong decisions later you are staring at a bunch of angry forms from attorneys. Granted the process does take about 7-10 months where during that time you are living mortgage and rent free. But, those are some of the worst months because you have to live in your mistake for that long. It is a horrible yo-yo of emotions where it feels like its the end of the world and then you get in moods where you do not care and you realize there is more to life than money and credit numbers. Hopefully this will allow me to take a step back and reanalyze my situation. Maybe I'll make smarter decisions this time...